1. The insurance products are underwritten by the relevant insurance companies named in the description of each insurance product. These insurance products are obligations only of the insurance company. They are not products of or offered by finatiQ (which term shall include a reference to its affiliates, subsidiaries or related companies) and therefore are not obligations of or guaranteed by finatiQ, in any way.
2. This website does not provide full information on the respective coverage of the insurance products, their benefits, terms, conditions and exclusions. Full information and insurance policy details can be obtained, upon request, from the relevant insurance company. Any information provided in connection with each insurance product (the "Product Content") is the information of the relevant insurance company offering such product. The Product Content does not originate from finatiQ and finatiQ does not warrant the accuracy, adequacy or completeness of the Product Content and expressly disclaims liability for errors or omissions in the Product Content.
3. This website does not provide personal financial or investment advice that takes into account your particular circumstance. As such, before you apply for any insurance or make any financial or investment decision, you should, when in doubt, obtain such independent legal, tax, financial and other advice as necessary.
4. Any insurance application made via this website will not be effective until the application has been approved and accepted by the relevant insurance company and an insurance policy is issued to you.
5. Without prejudice to the generality of any other terms applicable to any insurance application made via this website, finatiQ shall in no event be liable for any damages, loss or expense including, without limitation, direct, indirect, special or consequential damages, or economic loss arising from or in connection with:-
(a) the corruption or loss of any insurance application or other data stored in any equipment, terminal or system or in the course of transmission thereof through the Internet, any computer or any electronic or telecommunications system used by finatiQ or any other person whether or not in connection with any insurance application, including any errors generated in the transmission of any insurance application or data;
(b) any inadvertent disclosure of information transmitted through the website;
(c) the acts or omissions of any third party;
(d) moneys paid to or received from any third party;
(e) contracts entered into between you and any third party; and/or
(f) any breach of finatiQ's obligations or duties (if any) to you caused by or arising from any one or more of the events or matters set out in any one or more of the foregoing sub-paragraphs of this clause.
6. All information submitted to or through finatiQ via this website shall be deemed and remain the property of finatiQ and finatiQ shall be free to use, for any purpose, any idea, concepts, know-how or techniques contained in such information. finatiQ shall not be subject to any obligations of confidentiality regarding submitted information except as otherwise required by any applicable laws.
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