• Online access to manage deposits - 24 hours a day, 7 days a week
• Placement amounts starts from S$3,000
Interest Rates
Tenure
Interest Rates (wef 14 July 2008)
1 month
0.80 % p.a.
3 months
1.00 % p.a.
6 months
1.20 % p.a.
Pre-Mature Withdrawal
Withdrawals prior to maturity date are subject to a service fee A service fee will be imposed for premature withdrawals. Effective 1 April 2005, the service fee shall be calculated with reference to interest earned. The interest earned may be partially or fully forfeited from the proceeds upon premature withdrawal and calculated as follows:
Tenure
Withdraw in less than 1 calendar month
Withdraw in less than 3 calendar months
Withdraw in less than 6 calendar months (and more than 3 months)
1 month
Any interest earned will be forfeited
N/A
N/A
3 months
Any interest earned will be forfeited
Any interest earned will be forfeited
N/A
6 months
Any interest earned will be forfeited
Any interest earned will be forfeited
50% of the interest earned will be forfeited
Exemptions If the proceeds withdrawn are immediately used for the subscription of unit trusts from finatiQ, the service fee will be waived. Customer can choose to invest the full amount in one or several unit trust subscriptions.
How To Place a Fixed Deposit
For finatiQ Investment Account holders A fixed deposit may be placed online or by phone. The minimum amount for each placement is S$3,000 and there is no restriction on the number of placements that can be made.
Making Placement Online
For online placement, click here to logon to your account. Select 'Fixed Deposit Placement' under 'Fixed Deposits Portfolio'.
Placement by Phone Please call finatiQ's Client Service at 1800 438 3883 (Singapore) or (+65) 6438 3883 (from overseas) between 8am to 10pm daily.
Fornew customers
You need to open a finatiQ Investment Account first. Click here to get started.
Deposit Insurance Scheme
Singapore dollar deposits held by or for an individual or a charity will be insured in accordance with and for up to the limits specified in the Deposit Insurance Act.
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Withdrawals prior to maturity date are subject to a service fee
