Frequently Asked Questions - Car Financing

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Car Financing

1. What is "flat rate"?
2. What is "effective interest rate"?
3. What are the types of HP Agreements?
4. How do I compute the interest rate and the monthly instalment for the car loan?
5. What is the minimum age and maximum age eligible to take up the car loan?
6. Will I be entitled to a rebate of the interest should I decide to repay the outstanding loan before the loan period ends?
7. Is the calculation of interest rebates under Non Act HP Agreement same as above?
8. How do I purchase my car insurance?
9. What is 'Person to Person'?
10. When is a guarantor needed?

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