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OAC Hospital Illness CarePlus
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 Highlights
• Worldwide coverage against hospitalisation expenses due to illness
• No-claim refund of 25% of your paid premium every year
• Up to $400 cash benefit per day
• Monthly premium starts from as low as $16.20 (Premium subject to 7% GST)
 Eligibility

• Applicant and spouse must be between 21 and 60 years old (at time of enrolment)

• Child must be between 1 and 18 years old (at time of enrolment)

• Occupations are not excluded

• Plan is renewable up to applicant and spouse's 65th birthday

• Excludes any pre-exisiting medical condition

• Excludes AIDS and HIV infection

 How To Apply
• Submit your application form online
• OAC will mail the Policy Contract to successful applicants
• For assistance, please email to clientservice@finatiQ.com OR call our Insurance Hotline at (65)6586 3213
Exclusions
• Full details are set out in the Policy Document which applicants will recieve upon successful acceptance to the plan by OAC Insurance
• Please note that you may wish to seek advice from our financial adviser before making a commitment to purchase this product. Should you choose not to, you should consider whether this product is appropriate to meet your financial needs and objectives.
 Benefits

Coverage

Per Insured Adult (SGD)

Per Insured Child (SGD)

Daily Hospital Cash due to an illness, up to 730 days

200

200

Daily Hospital Cash if in Intensive Care Unit due to an illness, up to 730 days

400

400

 Premium Rates

Premium Rate (Age Group)

Monthly Premium Per Insured Adult (SGD)*

21 to 30 years old

16.20

31 to 40 years old

19.50

41 to 50 years old

25.00

51 to 60 years old

30.00

61 to 65 years old (renewal only)

41.50

Premium Rate (Age Group)

Monthly Premium Per Insured Child (SGD)*

1 to 18 years old

13.80

* Premium subject to 7% GST
* Premium will increase as applicant/spouse enters into next age band
 
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