• Choice of Deluxe or Classic plan to suit your needs
• 24-hours worldwide emergency assistance
• Automatic extension of insurance cover up to 7 days without additional premium if journey is delayed
Eligibility
• Only Singaporeans, Permanent Residents of Singapore or Work Permit Holders are eligible
• Applicant must be 21 years old and above
• All accompanying children shall mean 30 days to below 21 years of age
• Child's rate will only apply with accompanying adult under group policy
• Child may be insured with full coverage under the Classic Plan only
• Asia countries include Malaysia, Thailand, Indonesia, Brunei, Philippines, Vietnam, Laos, Myanmar, Cambodia, China, Hong Kong, Macau, Japan, Taiwan, Korea, India, Sri Lanka, Tibet, Nepal, Australia and New Zealand
How To Apply
• Plan(s) paid by credit card will be in-force immediately
• Plan(s) paid by debiting finatiQ Investment Account will be in-force upon settlement
• For purchase of plan for child below 21 years old, please email child's particulars and trip details to clientservice@finatiQ.com OR call our Call Centre at 1800 438 3883 for assistance
• Separate confirmation will be emailed to successful applicants
• Specific terms and conditions will be issued only upon acceptance of application
Benefits
Deluxe Plan
Sum Insured (SGD)
Classic Plan
Sum Insured (SGD)
Personal Accident (whilst in an automobile or public conveyance)
Individual
Group (per adult)
Group (per child)
400,000
400,000
100,000
200,000
200,000
50,000
Personal Accident (whilst elsewhere)
Individual
Group (per adult)
Group (per child)
200,000
200,000
50,000
100,000
100,000
25,000
Scale of Compensation
(a) Death
(b) Loss of two or more limbs
(c) Loss of all sight in both eyes
(d) Loss of all sight in one eye and loss of one limb
(e) Loss of all sight in one eye
(f) Loss of one limb
(g) Permanent total disability
Loss means permanent, total irrecoverable loss.
Loss of use of limb(s) shall be treated as loss of limb(s).
% of Sum Insured#
100%
100%
100%
100%
50%
50%
100%
Medical Expenses*
500,000
250,000
Hospital Confinement Allowance
(SGD100/day)
3,000
3,000
Emergency Medical Evacuation Expenses
(insured person must pay 15% of the total cost incurred, up to a maximum amount of SGD10,000)
1,000,000
1,000,000
Repatriation Expenses
10,000
10,000
Hostage/Kidnap Benefit (SGD50/day)
5,000
5,000
Trip Cancellation/Curtailment Expenses
(no payment for the first SGD40 of expenses incurred for each cancellation/curtailment)
10,000
5,000
Overbooked Flight/Cruise
200
100
Missed Connection
200
100
Travel Delay
(time delay must be at least 12 consecutive hours)
1,000
(SGD100 for each 12 consecutive hours delay)
1,000
(SGD100 for each 12 consecutive hours delay)
Baggage Delay
(time delay must be at least 12 consecutive hours)
200
SGD200 for each 12 consecutive hours delay)
200
SGD200 for each 12 consecutive hours delay)
Loss/Theft or Damage of Baggage & Personal Effects**
(no payment for the first SGD40 of expenses incurred for each loss)
5,000
5,000
Loss of Money
(no payment for the first SGD40 lost )
500
250
Rental Vehicle Excess
500
500
Personal Liability
200,000
100,000
Terrorism Cover (In aggregate for the above sections)
Individual
Group (per adult)
Group (per child)
200,000
200,000
50,000
100,000
100,000
25,000
# The total compensation payable under this Insurance for benefit (a) to (g) shall not exceed the Sum Insured.
* Includes compassionate visit by a relative/friend. Follow up medical treatment in Singapore up to 5% of the limit for medical expenses (i.e., SGD25,000 for Deluxe plan and SGD12,500 for Classic plan or reduced accordingly if insured is 70 years old or above) or a period of up to 30 days upon insured return to Singapore, whichever occurs first.
** Excludes loss of travel documents except for passports
Premium Rates
Premium Per Day Rate
Deluxe Plan
Classic Plan
Asia (per day)
First 5 days
Each subsequent day
Individual
Group (per adult)
Group (per child)
$7.00
$7.00
$1.75
$2.00
$2.00
$0.50
Worldwide (per day)
First 5 days
Each subsequent day
Individual
Group (per adult)
Group (per child)
$12.00
$12.00
$3.00
$3.00
$3.00
$0.75
Asia refers to Malaysia, Thailand, Indonesia, Brunei, Philippines, Vietnam, Laos, Myanmar, Cambodia, China, Hong Kong, Macau, Japan, Taiwan, Korea, India, Sri Lanka, Tibet, Nepal, Australia and New Zealand
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